Desjardins Life & Long-Term Disability Insurance Solutions in Ontario
Discover comprehensive life and long-term disability insurance in Ontario that grows with your family’s needs. From Desjardins’ term long-term disability insurance to permanent policies, and disability protection that supports you when you’re unable to work due to disability, we make protection simple and affordable.
Licensed Advisors
Toronto Based
Trusted Partners
Why Choose Life & Long-Term Disability Insurance?
- Mortgage Protection: Keep your family in their home.
- Income Replacement: Maintain your family’s lifestyle with long-term disability benefits or life insurance payouts.
- Estate Planning: Build lasting wealth for generations.
- Disability Coverage: DesignAccess tailored disability insurance in Ontario for employees, business owners, and the self-employed
Insurance Made Simple in Ontario
Even when you’re starting a family, buying your first home, planning for retirement, or looking for income protection for self-employed individuals, we guide you every step with access to trusted providers like Desjardins. We also offer business owner long-term disability insurance and solutions designed for freelancers.
Choose Your Protection Plan
From affordable term coverage to permanent wealth-building policies, plus long-term disability insurance for added protection, find the perfect fit for your family’s needs and budget.
Understanding Desjardins Term Life Insurance Options
Affordable, Flexible Protection
With Desjardins term long-term disability insurance, you get affordable, flexible protection for set periods (10, 20, or 30 years). This is ideal for individuals looking to cover mortgages, dependents, or debt obligations with guaranteed premiums and clear timelines.
- Term 10: Lowest cost per applicant; considers health & lifestyle; includes competitive renewal rates and optional add-ons.
- Term 20: Same features as Term 10 with 20-year coverage duration.
- Term 30: Same features as Term 10 with 30-year coverage duration.
- Term to 65: Designed for income replacement or mortgage protection; ideal for young professionals, families, and those needing disability insurance Ontario solutions.
Permanent Policies with Long-Term Value
Lifetime Protection + Growth
Permanent insurance policies, like whole, universal, or participating, provide lifetime coverage and potential for cash value growth. Through trusted providers like Desjardins, you can align your insurance with estate planning, investment needs, and disability insurance for freelancers who want long-term protection.
- Whole Life 10-Pay: Lifetime coverage, pay for only 10 years.
- Participating Life: Earn dividends in closed/open accounts.
- Universal Life: Flexibility with premiums and investment components.
Why Toronto Families Trust Orlando Ali Financial
As independent brokers, we bring you the best of both worlds: personalized local service and access to Canada’s top insurance providers, including Desjardins.
Get Your Personalized Quote Today
Take the first step towards protecting your family’s future. Our licensed advisors will help you find the perfect Desjardins critical illness coverage, including:
