Blogs

​Planning for retirement is a multifaceted process that requires a thorough understanding of the various income streams available to Canadians. A well-structured retirement plan typically integrates government-sponsored programs, personal savings, and employer-sponsored pension plans. This comprehensive guide will help you by providing detailed insights and...

The year was 1980, Post-it notes were just introduced, the USA defeated the Soviet Union in the “Miracle on Ice”, the entire world was wondering “who shot J.R.?”, and perhaps most importantly, yours truly was born. Being born in 1980 I am at the end...

Whether you are self-employed or someone in or nearing retirement you have likely reached a level of independence in life. You may have always felt that one way or another you are working towards a level of financial freedom; freedom to choose how you will...

In recent months, investment firms dedicated to attracting do-it-yourself investors have been running television commercials about how financial advisors are sleazy, smug business people who are only looking out for themselves at the expense of their clients. The advertisers do a wonderful job at suggesting...

Most of us know relatives or friends who were diagnosed with a life-altering illness and the enormous impact that it had on their lives and the toll it takes upon the family. ‏However, as a financial advisor, I must be able to see the silver...

As a dashing young man, if there is one thing I know - it’s women! Furthermore, speaking as a financial advisor, if there is one thing I know about women, it’s that they need to be better prepared financially for a critical illness. Before I...

Kusum Sen, BA, CHS, Financial Advisor's article on Estate preservation - Desjardins Financial Security Independent Network (DFSIN) Ryan Daniels, Regional Sales Director, Desjardins Insurance1, Good estate planning goes far beyond deciding who gets what; it speaks to the passion for giving and sharing. Whether your...

One of the more recent trends to appear in the age of social media is people opening their hearts and wallets to donate to strangers after they hear a heart-wrenching story on the news. The occurrence is becoming more and more common… a tragic story...

  “It’s Patrick. He took out life insurance…Good for you, son.” If you were a child of the 1990s like me, you will no doubt remember the iconic lines of one of the most run commercials on the air in the late 80s and early...

Many people most often ask me an apparently simple question: “Why do I need life insurance?” Let’s see if I can answer this question without boring you to death. Sorry, bad life insurance joke. Why do I need life insurance? Put simply, life insurance is...