Insurance policies can be hard to discuss because they require talking about situations that nobody likes talking about. Who wants to ponder the idea that they could be injured, or become critically ill, in a way that leaves them disabled and unable to work?
Yet, the reality is, this will happen to millions of Canadians every year. Statistics say that 1/3 of all Canadians under the age of 65 will become disabled for longer than 90 days – and, in fact, the average length of this disability is three years. Very few people have the sort of financial resources to maintain their lifestyle, while unable to work for so long.
This is where Desjardins disability insurance comes in. With disability insurance, you can create a safety net that will be there to catch you, if a tragedy occurs.
Why Any Adult Canadian Should Consider Disability Insurance
Simply put, disabling accidents, injury, or disease can happen to anyone, at any time. From a sudden unexpected stroke to a car crash, to workplace accident… the life of any Canadian could change in the blink of an eye.
Yet, 45% of Canadians between the ages of 35-49 have no emergency savings at all. Half of Canadians would have to look at selling their home, within six months of being unable to work. 25% couldn’t even put together $2,000 in an emergency. Anyone in this situation would be in a terrible place, likely having to rely on their family or friends, without other resources.
Desjardins disability insurance provides an alternative. Disability insurance provides guaranteed tax-free replacement income, month after month, in the event, you become disabled and unable to work.
You can choose a policy based on how much would be paid each month, anywhere between $400 and $10,000, depending on your financial situation. This money comes with no strings attached. It can be used to pay for bills, day-to-day expenses, medical costs, or however else you see fit.
This gives you true freedom and peace of mind. You won’t have to stress about your finances, or how to keep the electricity on. You can simply focus on recovering and moving ahead – without becoming a burden on those you love.
Desjardins Keeps You Covered
Desjardins Financial Security Independent Network is dedicated to providing top-quality and reliable insurance products that keep Canadians protected during hard times. For a quote on our disability insurance, just click here.