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FAQ

Workplace Life Insurance in Ontario: What More Do I Need?


The one thing to know about workplace life insurance is that it has an expiry date: the day you stop working for this employer. So, the most important factor to consider is, how long do you want your coverage to last? If you retire at...


Which Is Better, Term Insurance or Permanent?


Off the top, permanent insurance seems like the better deal. Let’s put it this way, it’s a more robust product and because of this the price is higher. But they both have their value depending on your need. Many people consider purchasing a blend of...


What Is Permanent Insurance?


Unlike term insurance, permanent insurance is meant to cover you for your entire life; hence, it’s “permanent”. There are two payment options. First, you can pay for the rest of your life (until age 100). This is the cheaper option, but I know what you’re...


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