Understanding Desjardins Term Life Insurance Options
With Desjardins term life insurance, you get affordable, flexible protection for set periods (like 10, 20, or 30 years). This is ideal for individuals looking to cover mortgages, dependents, or debt obligations with guaranteed premiums and clear timelines.
- Term 10: Lowest cost per applicant; considers health & lifestyle; includes competitive renewal rates and optional add-ons
- Term 20: Same features as Term 10 with 20-year coverage duration
- Term 30: Same features as Term 10 with 30-year coverage duration
- Term to 65: Designed for income replacement or mortgage protection; ideal for young professionals and families; access to personalized premium structures
- Option to convert to permanent plans
- Budget-friendly for young families or first-time buyers
Permanent Policies with Long-Term Value
Permanent life insurance policies, like whole, universal, or participating, provide lifetime coverage and potential for cash value growth. Through trusted providers like Desjardins, you can align your insurance with estate planning or investment needs.
Whole Life
Lifetime coverage
Participating Life
Earn dividends in closed accounts
Universal Life
Flexibility with premiums and investment components
Local Advisors Backed by Top Life Insurance Companies in Toronto
As independent brokers, we bring the best of both worlds, personalized advice and access to trusted life insurance companies in Toronto, including Desjardins. Our approach is tailored, transparent, and grounded in community-focused service.
Trusted advice from licensed advisors
Based in Toronto, serving all of Ontario
Focused on long-term client relationships
Real Scenarios. Real Benefits.
Life Insurance FAQs
Choosing the right Desjardins life insurance product doesn’t have to be complicated. With our guidance, you get tailored support and access to top life insurance companies in Toronto. Explore your options for life insurance in Ontario with confidence, and secure the peace of mind your future deserves.
