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Understanding Desjardins Critical Illness Insurance

If you were to suffer a life-changing medical condition, such as cancer or a stroke, would you have the resources available to pay for your treatment without compromising your way of life?

This isn’t a scenario anyone enjoys contemplating… but it happens to millions of Canadians every year.  49% of men and 45% of women can expect to be diagnosed with some form of cancer in their lifetime.  90% of Canadians have at least one major risk factor for heart disease or strokes.

Almost half of Canadians between the age of 35 and 49 have no emergency savings.

The possibility of critical illness is not something any Canadian can afford to ignore… and you can help prepare for that possibility with Desjardins critical illness insurance.

How Desjardins Critical Illness Insurance Can Make Hard Times Easier

Critical illness insurance is a tax-free lump sum insurance policy that pays out if you are diagnosed with any of the numerous costly life-changing medical conditions.  These can potentially include cancer, heart disease, strokes, comas, loss of limbs, partial or full paralysis, Parkinson’s disease, Alzheimer’s disease, and more.  The payment is made quickly after a confirmed diagnosis, usually within 30 days.

In turn, this money can be used in many ways:

  • Paying for treatments or medicines not covered by your regular insurance
  • Paying for in-home care or rehabilitation
  • Supplementing lost income while you’re in the hospital
  • Paying your household bills
  • Keeping your business on-track

In short, critical illness insurance is designed to put your mind at ease, lessen your financial burdens, and ensure you can afford the best possible treatments for your condition.

Desjardins critical illness insurance can be permanent, or term-based, based on whichever makes more financial sense for your situation.  Coverage is available from $10,000 to $2.5 million.  You can also reduce the costs of your coverage by reducing the scope, such as only paying for coverage of the most common life-changing conditions.  We want to work with you to ensure that you can find a policy that fits your lifestyle, while still providing the support you need, should you ever have to make use of the policy.

Desjardins Brings You Financial Security

Desjardins Financial Security Independent Network is devoted to bringing the highest-quality insurance products to the market, bringing much-needed security to Canadians in difficult times.  Click here to request a free critical illness insurance quote.