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If you have a history of medical problems in your family, such as strokes, heart attacks, or cancer, there's a good chance you've considered critical illness insurance.  Critical illness insurance provides coverage against the huge medical costs that can accompany the treatment needed for catastrophic...

Everybody dreams of having a retirement where they can travel the world, spend time with their grandchildren or are free to enjoy their favorite hobbies or take up new ones. But of course all this means that they have the financial flexibility to afford to...

The primary source of retirement income for the majority of Canadians who are nearing retirement will be personal savings. This is especially important because evidence is showing that government pensions will not be enough. But things haven't been easy for investors because of the market...

The year was 1980, Post-it notes were just introduced, the USA defeated the Soviet Union in the “Miracle on Ice”, the entire world was wondering “who shot J.R.?”, and perhaps most importantly, yours truly was born. Being born in 1980 I am at the end...

Whether you are self-employed or someone in or nearing retirement you have likely reached a level of independence in life. You may have always felt that one way or another you are working towards a level of financial freedom; freedom to choose how you will...

In recent months, investment firms dedicated to attracting do-it-yourself investors have been running television commercials about how financial advisors are sleazy, smug business people who are only looking out for themselves at the expense of their clients. The advertisers do a wonderful job at suggesting...

Most of us know relatives or friends who were diagnosed with a life-altering illness and the enormous impact that it had on their lives and the toll it takes upon the family. ‏However, as a financial advisor, I must be able to see the silver...

As a dashing young man, if there is one thing I know - it’s women! Furthermore, speaking as a financial advisor, if there is one thing I know about women, it’s that they need to be better prepared financially for a critical illness. Before I...

Kusum Sen, BA, CHS, Financial Advisor's article on Estate preservation - Desjardins Financial Security Independent Network (DFSIN) Ryan Daniels, Regional Sales Director, Desjardins Insurance1, Good estate planning goes far beyond deciding who gets what; it speaks to the passion for giving and sharing. Whether your...

One of the more recent trends to appear in the age of social media is people opening their hearts and wallets to donate to strangers after they hear a heart-wrenching story on the news. The occurrence is becoming more and more common… a tragic story...