When you buy long-term disability insurance, you are getting a policy that protects you in the event you become disabled and unable to work for an extended amount of time.  Disability insurance acts as an income replacement, generally providing between 65%-85% of your previous monthly income, to help you remain financially [...]

Disability insurance in Brampton may not be for everyone, but everyone should at least consider it.  Disability insurance provides a guaranteed monthly payout for policyholders who are unable to work due to covered accidents or illnesses.  If someone is facing months or years without employment, it can be a true lifesaver for paying [...]

One common misconception people hold is that it's impossible to get a life insurance policy after receiving a cancer diagnosis.  This is not entirely true! While a cancer diagnosis will make purchasing life insurance more difficult, there are situations where life insurance for cancer survivors is an option. It's a complicated topic [...]

Critical illness insurance helps protect you financially in the case of a serious or debilitating illness.  It's an important insurance product, one that could benefit almost anyone. It is particularly helpful for those who are wage-earners supporting families. However, it's not a very well-understood form of insurance, and there are a lot [...]

No one can predict the future, which is why it’s so important to prepare for the unexpected by investing in life insurance or critical illness insurance. However, you might be wondering what the differences are between the two and whether there are any benefits to investing in both. At Desjardins Financial Security [...]

When you’re working a job, you rely on that steady paycheck each month to develop a solid budget, pay rent and bills, and take care of other important financial obligations. What if suddenly you were to lose that security? This is where disability insurance comes in. If you’re injured on the job [...]

It doesn’t matter if you’re getting older or are as fit as a spring chicken, if you’re a business owner or executive, protecting your company’s assets should you or another partner suffer a critical illness should be an important concern. Many small businesses invest in executive health plans that cover their assets [...]

Insurance policies can be hard to discuss because they require talking about situations that nobody likes talking about.  Who wants to ponder the idea that they could be injured, or become critically ill, in a way that leaves them disabled and unable to work? Yet, the reality is, this will happen to [...]

If you were to suffer a life-changing medical condition, such as cancer or a stroke, would you have the resources available to pay for your treatment without compromising your way of life? This isn't a scenario anyone enjoys contemplating... but it happens to millions of Canadians every year.  49% of men and 45% [...]

Most Canadians understand the need for medical insurance and life insurance and carry policies to protect their family in the event of a tragedy.  However, fewer consider the benefits of finding the best critical illness insurance for their needs as well.  Critical illness insurance is a safety net in between traditional medical [...]